Applying online is as easy as 1-2-3. You can APPLY NOW in as little as 20 minutes.
- Click APPLY NOW and complete the application.
- When you have completed the application, click submit and your information will be reviewed.
- A First Citizens State Bank Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 262-473-2112.

Rate Watch
Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.

Construction
Building your dream home does not have to be just a dream. We have construction loan programs that will make it a reality.

Government Loans
Ask us about USDA financing. Click here for more information about the program.
Today's Rates
Mortgage Loans | ||
30 Year Fixed Rate | ||
Rate | APR | Points |
4.625% | 4.677% | 0.000% |
4.500% | 4.595% | 0.500% |
20 Year Fixed Rate | ||
Rate | APR | Points |
4.375% | 4.445% | 0.000% |
4.250% | 4.378% | 0.500% |
15 Year Fixed Rate | ||
Rate | APR | Points |
4.125% | 4.214% | 0.000% |
4.000% | 4.163% | 0.500% |
To obtain additional disclosures, please click on the Rate or APR that is displayed to view.